Best Checking Accounts In 2024. We looked at more than 300 checking accounts offered by 147 financial institutions, including bank of america, capital one, chase, citibank, discover, td bank, marcus by. The best credit unions typically offer higher apys.

The following checking accounts offer perks such as competitive apys, attractive new account bonuses and no monthly fees. Our top three picks for the best checking accounts are from discover bank, sofi bank and ally bank, all of which offer no monthly fees and access to large, free atm networks.